Finance
How do INVU Savings and Loan System Plans work?
The most advantageous method of purchasing a house in Costa Rica is through the Savings and Loans programs offered by the National Institute of Housing and Urbanism, or INVU. Since they lack guarantors or pay stubs, INVU requests a surcharge and lends the remaining amount at a fixed yearly interest rate. It is not required […]
What Is an Investor?
Any individual or organization (such a company or mutual fund) that invests money in the hopes of making a profit is considered an investor. To generate a rate of return and achieve significant financial goals, such as saving for retirement, paying for schooling, or just building up extra wealth over time, investors rely on a […]
Alternative Investments: What Are They? Definition and Illustrations
A financial asset that does not fit into one of the traditional investment categories is called an alternative investment. Traditional categories consist of cash, bonds, and stocks. Venture capital and private equity, hedge funds, managed futures, art and antiques, commodities, and derivatives contracts are examples of alternative investments. Another common classification for real estate is […]
TAX OPTIMIZATION. A LEGAL PERSPECTIVE FOR BUSINESS AND FINANCIAL GROWTH
Tax optimization, sometimes referred to as tax planning, is a calculated strategy for reducing tax obligations by making wise financial decisions that are compliant with the law. It is about making prudent, tax-efficient financial decisions rather than evading the law. A key component of tax planning is tax optimization, which is reducing tax obligations by […]
An Overview and Critique of Industrial Banks or Loan Companies
An industrial bank is a state-chartered financial organization that is not subject to federal banking agency regulation and is often held by a commercial company. Industrial banks take deposits from clients and lend money to individuals and small companies. Read More: bancos industriales Another name for industrial banks is industrial loan companies (ILCs). Only a […]